Date Published: December 17, 2018
In the midst of recovering from the estimated $13 billion in damages caused by Hurricane Florence, many North Carolinians will require legal assistance to navigate the insurance claims process successfully.
It is imperative for attorneys who handle these types of cases to understand the nuances of flood insurance policies, including how courts treat the FEMA-issued Standard Flood Insurance Policy (SFIP) differently than any other type, as well as which general insurance law principles apply to the SFIP and which do not.
The Law of Flood Insurance: North Carolina Edition provides guidance on the following essential topics:
- Common misconceptions about flood insurance policies and the kinds of damage they cover
- The process of submitting a claim, including requirements for proof of loss
- Policyholder rights in the event a claim is denied
- The FEMA appeals process and potential roadblocks to successful litigation
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