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The current version of Article 9 (“Article 9”) of the Uniform Commercial Code has been enacted in all fifty states, the District of Columbia, and the U.S. Virgin Islands, and generally took effect on July 1, 2001.
A limited number of amendments to its text and official comments (the “2010 Amendments”) were approved by the Uniform Law Commission at its 2010 annual meeting, and generally took effect on July 1, 2013.
A half dozen states no longer permit paper or paper-based UCC1 financing statements, a development that changes the locus of risk in the filing process, may give rise to ambiguities not readily resolved by Article 9, and should be well understood by those who provide legal opinions addressing perfection of security interests by filing.
Case law continues to emphasize the importance of rendering debtors’ names with precision, whether they’re individual debtors or entity debtors.
February 15, 2018
NC State Bar
Mandatory Continuing Legal Education (MCLE) and Certified Paralegal Education (CPE) (Total): 0.75
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